Item

Price

Unit

Details

Initial Plastic Card  Order

$12.95

Per Card

Includes standard shipping. Paid once when ordering your first card

Monthly Account Maintenance

$3.00

Per Month

From available balance - each month

Yearly Account Maintenance

FREE

Every Year

Receiving Payments

$3.00/FREE

Per Payment

Cosmo Payment Client Help

FREE

All the time

ATM/Cash Withdrawals of Transactions*

ATM Withdrawal 

$3.15

Per Transaction

When a payment is received to the card - Some merchants absorb this fee for you

When withdrawal or disbursement is requested (your ATM/POS service provider may also apply their own additional fees)

Cash Withdrawal Decline Fee

$1.00

Per Transaction

When a withdrawal request is declined (your ATM/POS service provider may also apply their own additional fees)

ATM Balance Inquiry Fee

$1.00

Per Transaction

 (Your ATM/POS service provider may also apply their own additional fees)

Card to Card Transfer +

Card to Email Transfer

$3.00

Per Transfer

POS Purchases

FREE

Per Payment

Plastic Card Replacement

(Lost/Stolen)

Includes standard shipping. Payed once or when issuing a replacement plastic card

Per Card

$19.95

Paid by the sender

ATM/Cash Withdrawals of Transactions*

Account Limits

Limit of $80,000 or $90,000 in a 365 day period depending on card type

Per Transaction

$20,000

Pos Purchase

ATM Withdrawal

$600

Per Transaction -  $3,000 per 24 hours

Limit of  $20,000 or $25,000 in a 30 day period, $80,000 or $90,000 in a 365 day period, depending on card type

All amounts higher than the $6,000 load limit will be automatically sent to the secondary balance

No Account Limit

Unlimited

Secondary Balance

Primary Balance

$20,000

Max. Card Balance

You can transfer $6,000 per day from your secondary to primary account

$3,000 per 24 hours

$600 Per Transaction

$80,000 or $90,000 per 365 day period 

* When a transaction is made as a foreign transaction or is requested in a currency other than USD, charges of up to 3.5% may be assessed above all charges assessed by the network for the transaction.  Additionally, cards outside of the EU incur a 1.00% ATM Fee. POS cashback can also incur charges of up to 3.5%. Reversing a payment to your original payer will incur a fee based on who the payer is.

Bank Transfers

$5.00

Per Transfer

Transfers can take 1 - 3 business days.