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Fees

Fees

Card Account

Initial Plastic Card  Order

$12.95

Per Card

Includes standard shipping. Paid once when ordering your first card

Plastic Card Replacement

(Lost/Stolen)

$19.95

Per Card

Includes standard shipping. Payed once or when issuing a replacement plastic card

Monthly Account Maintenance

$3.00

Per Month

From available balance - each month

Yearly Account Maintenance

FREE

Every Year

Receiving Payments

$3.00/FREE

Per Payment

When a payment is received to the card - Some merchants absorb this fee for you

POS Purchases

FREE

Per Payment

Card to Card Transfer + Card to Email Transfer

$3.00

Per Transfer

Paid by the sender

Cosmo Payment Client Help

FREE

All the time

Bank Transfers

$5.00

Per Transfer

Transfers can take 1 - 3 business days

ATM/Cash Withdrawals of Transactions*

ATM Withdrawal 

$3.15

Per Transaction

When withdrawal or disbursement is requested (your ATM/POS service provider may also apply their own additional fees)

Cash Withdrawal Decline Fee

$1.00

Per Transaction

When a withdrawal request is declined (your ATM/POS service provider may also apply their own additional fees)

ATM Balance Inquiry Fee

$1.00

Per Transaction

 (Your ATM/POS service provider may also apply their own additional fees)

Account Limits

Pos Purchase

$20,000

Per Transaction

Limit of $80,000 or $90,000 in a 365 day period depending on card type

Secondary Balance

Unlimited

No Account Limit

ATM Withdrawal

$600

Per Transaction -  $3,000 per 24 hours

Limit of  $20,000 or $25,000 in a 30 day period, $80,000 or $90,000 in a 365 day period, depending on card type

All amounts higher than the $6,000 load limit will be automatically sent to the secondary balance

Primary Balance

$20,000

Max. Card Balance

You can transfer $6,000 per day from your secondary to primary account

* When a transaction is made as a foreign transaction or is requested in a currency other than USD, charges of up to 3.5% may be assessed above all charges assessed by the network for the transaction.  Additionally, cards outside of the EU incur a 1.00% ATM Fee. POS cashback can also incur charges of up to 3.5%.

Fees

Item

Price

Unit

Details

Card Account

Initial Plastic Card  Order

$12.95

Per Card

Includes standard shipping. Paid once when ordering your first card

Plastic Card Replacement

(Lost/Stolen)

$19.95

Per Card

Includes standard shipping. Payed once or when issuing a replacement plastic card

Monthly Account Maintenance

$3.00

Per Month

From available balance - each month

Yearly Account Maintenance

FREE

Every Year

Receiving Payments

$3.00/FREE

Per Payment

When a payment is received to the card - Some merchants absorb this fee for you

POS Purchases

FREE

Per Payment

Card to Card Transfer + Card to Email Transfer

$3.00

Per Transfer

Paid by the sender

Cosmo Payment Client Help

FREE

All the time

Bank Transfers

$5.00

Per Transfer

Transfers can take 1 - 3 business days

ATM/Cash Withdrawals of Transactions*

ATM Withdrawal 

$3.15

Per Transaction

When withdrawal or disbursement is requested (your ATM/POS service provider may also apply their own additional fees)

Cash Withdrawal Decline Fee

$1.00

Per Transaction

When a withdrawal request is declined (your ATM/POS service provider may also apply their own additional fees)

ATM Balance Inquiry Fee

$1.00

Per Transaction

 (Your ATM/POS service provider may also apply their own additional fees)

Account Limits

Pos Purchase

$20,000

Per Transaction

Limit of $80,000 or $90,000 in a 365 day period depending on card type

Secondary Balance

Unlimited

No Account Limit

ATM Withdrawal

$600

Per Transaction -  $3,000 per 24 hours

Limit of  $20,000 or $25,000 in a 30 day period, $80,000 or $90,000 in a 365 day period, depending on card type

All amounts higher than the $6,000 load limit will be automatically sent to the secondary balance

Primary Balance

$20,000

Max. Card Balance

You can transfer $6,000 per day from your secondary to primary account

* When a transaction is made as a foreign transaction or is requested in a currency other than USD, charges of up to 3.5% may be assessed above all charges assessed by the network for the transaction.  Additionally, cards outside of the EU incur a 1.00% ATM Fee. POS cashback can also incur charges of up to 3.5%.

©1999-2021 CARDPORTAL, ALL RIGHTS RESERVED.

Cosmo Payment cards are issued by various issuing banks pursuant to the appropriate regulatory licenses. Cosmo Payment operates as an approved Program Manager and registered service provider. All transfers of funds are processed by Cosmo Payment partner financial institutions using the certified “PrepaidGate” technology.

Cosmo Payment maintains a formal security program in accordance with current best industry standards that is designed to: (i) ensure the security and integrity of the data its customers and their end user, including cardholder data (collectively, “Customer Data”); (ii) protect against threats or hazards to the security or integrity of Customer Data; and (iii) prevent unauthorized access to Customer Data; such security programs conforms to the Service Organizational Controls Report. The Company and the Customer Offerings have complied with, and are complying with, the Payment Card Industry Payment Application Data Security Standard (“PA-DSS”) and PCI Data Security Standard (“PCI DSS”) as applicable to Cosmo Payment.

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