FEES
Fees
Card Account
Initial Plastic Card Order
$12.95
Per Card
Includes standard shipping. Paid once when ordering your first card
Plastic Card Replacement
(Lost/Stolen)
$19.95
Per Card
Includes standard shipping. Payed once or when issuing a replacement plastic card
Monthly Account Maintenance
$3.00
Per Month
From available balance - each month
Yearly Account Maintenance
FREE
Every Year
Receiving Payments
$3.00/FREE
Per Payment
When a payment is received to the card - Some merchants absorb this fee for you
POS Purchases
FREE
Per Payment
Card to Card Transfer + Card to Email Transfer
$3.00
Per Transfer
Paid by the sender
Cosmo Payment Client Help
FREE
All the time
Bank Transfers
$5.00
Per Transfer
Transfers can take 1 - 3 business days
ATM/Cash Withdrawals of Transactions*
ATM Withdrawal
$3.15
Per Transaction
When withdrawal or disbursement is requested (your ATM/POS service provider may also apply their own additional fees)
Cash Withdrawal Decline Fee
$1.00
Per Transaction
When a withdrawal request is declined (your ATM/POS service provider may also apply their own additional fees)
ATM Balance Inquiry Fee
$1.00
Per Transaction
(Your ATM/POS service provider may also apply their own additional fees)
Account Limits
Pos Purchase
$20,000
Per Transaction
Limit of $80,000 or $90,000 in a 365 day period depending on card type
Secondary Balance
Unlimited
No Account Limit
ATM Withdrawal
$600
Per Transaction - $3,000 per 24 hours
Limit of $20,000 or $25,000 in a 30 day period, $80,000 or $90,000 in a 365 day period, depending on card type
All amounts higher than the $6,000 load limit will be automatically sent to the secondary balance
Primary Balance
$20,000
Max. Card Balance
You can transfer $6,000 per day from your secondary to primary account
* When a transaction is made as a foreign transaction or is requested in a currency other than USD, charges of up to 3.5% may be assessed above all charges assessed by the network for the transaction. Additionally, cards outside of the EU incur a 1.00% ATM Fee. POS cashback can also incur charges of up to 3.5%.
Fees
Item
Price
Unit
Details
Card Account
Initial Plastic Card Order
$12.95
Per Card
Includes standard shipping. Paid once when ordering your first card
Plastic Card Replacement
(Lost/Stolen)
$19.95
Per Card
Includes standard shipping. Paid once or when issuing a replacement plastic card
Monthly Account Maintenance
$3.00
Per Month
From available balance - each month
Yearly Account Maintenance
FREE
Every Year
Receiving Payments
$3.00/FREE
Per Payment
When a payment is received to the card - Some merchants absorb this fee for you
POS Purchases
FREE
Per Payment
Card to Card Transfer + Card to Email Transfer
$3.00
Per Transfer
Paid by the sender
Cosmo Payment Client Help
FREE
All the time
Bank Transfers
$5.00
Per Transfer
Transfers can take 1 - 3 business days
ATM/Cash Withdrawals of Transactions*
ATM Withdrawal
$3.15
Per Transaction
When withdrawal or disbursement is requested (your ATM/POS service provider may also apply their own additional fees)
Cash Withdrawal Decline Fee
$1.00
Per Transaction
When a withdrawal request is declined (your ATM/POS service provider may also apply their own additional fees)
ATM Balance Inquiry Fee
$1.00
Per Transaction
(Your ATM/POS service provider may also apply their own additional fees)
Account Limits
Pos Purchase
$20,000
Per Transaction
Limit of $80,000 or $90,000 in a 365 day period depending on card type
Secondary Balance
Unlimited
No Account Limit
ATM Withdrawal
$600
Per Transaction - $3,000 per 24 hours
Limit of $20,000 or $25,000 in a 30 day period, $80,000 or $90,000 in a 365 day period, depending on card type
All amounts higher than the $6,000 load limit will be automatically sent to the secondary balance
Primary Balance
$20,000
Max. Card Balance
You can transfer $6,000 per day from your secondary to primary account
* When a transaction is made as a foreign transaction or is requested in a currency other than USD, charges of up to 3.5% may be assessed above all charges assessed by the network for the transaction. Additionally, cards outside of the EU incur a 1.00% ATM Fee. POS cashback can also incur charges of up to 3.5%.
Same currency bank transfers may incur up to 2% additional transaction fee.